CISI-BOLDUC Health Insurance
All ESSEX students Inbound, Outbound and STEP are required to carry the CISI Bolduc medical insurance PLAN B and Liability and MUST purchase this prior to departing on exchange, even if you have other health insurance. STEP students in D7390 are required to submit payment with their application to District 7390 prior to being matched.   
When visiting a doctor in District 7390 make sure to let the office know that CISI-Bolduc Insurance is a member of First Health Network. To make sure you are using an in-network provider, please use the link for the First Health Provider On-line Locator to your left. 
If you have any questions please contact the District Office at or 717-854-7842. 
What is the contact information for CISI-BOLDUC and how can I obtain an updated application form reflecting premium rates?

Offices are located at:
River Plaza
9 West Broad Street 
Stamford, CT 06902-3788.
You can also reach us at the following numbers/email:
Phone: 800-303-8120 
Fax: 203-399-5596
What are the differences between the Plans: Plan A and Plan B (For all Exchange Durations): Accident and Sickness for students traveling outside of the United States, Plan B pays 100% of usual and customary covered charges up to the $1,000,000 USD maximum (out of pocket expenses $0). Accident and Sickness for students traveling into the United States, Plan B pays 80% of the first $5,000, 100% thereafter of usual and customary charges up to the $1,000,000 USD maximum once the student pays a one-time $100 deductible(out of pocket expenses $1100). For all exchanges, Plan A goes to 80% payment of usual and customary charges up the $1,000,000 USD maximum once the student pays a one-time $100 deductible. This means the student and his/her family is responsible for 20% of expense up to $1,000,000 USD. We recommend participants purchase Plan A only if they have a supplemental policy that will pay the difference. Please note, Sports Coverage is available on Plan A and Plan B.
How can I pay for the insurance?  Insurance payment is due in full at the time of enrollment. U.S. checks, Visa, Mastercard, American Express, U.S. money orders, and wire transfers (if necessary) are acceptable. Foreign checks cannot be processed; however, international bank checks drawn from U.S. banks in U.S. dollars are acceptable.
What is the fastest way to enroll? The fastest way to enroll is online. A credit card payment is required. Insurance materials are e-mailed back to the participant instantly. CISI-Bolduc encourages students inbound to the U.S. to contact their credit card company or bank prior to purchasing the insurance via credit card due to a heightened risk of international credit card fraud. Such security measures mean that some unusual transactions may be denied.
How long does it take for you to process my insurance application? Complete application and payment must be received prior to the departure date of the exchange in order for insurance to begin that day.
Once I send my application and payment, will I get anything back to confirm I have insurance? Once we receive your completed application and payment, your insurance enrollment should be processed within five business days. Online enrollments will be processed instantly.
When can my insurance begin? Upon enrollment, you will be sent an insurance ID card, policy booklet, and claim form(s). These insurance materials will be mailed to your U.S. address when applicable. If you enroll online, your materials will be e-mailed to the address indicated on the application.
Why do you need Supplemental Insurance Coverage when the Host Country is already providing insurance? Many foreign insurance plans are not as comprehensive as the CISI insurance plan. Yes, their plan might meet the Rotary International Insurance Requirements, but will they also cover the following gaps:
  • Trip Delay – If your are delayed for more than 12 hours due to a covered event, we will provide up to $500 for lodging and meals
  • Trip Cancellation – If within 30 days prior to going on exchange, there is a death of an immediate family member or injury of the insured, we will provide coverage up to $3,000 for nonrefundable expenses
  • Trip Interruption – While on exchange, if there is a death of an immediate family member or life threatening incident of the family member, we will provide a round trip ticket up to $3,000 for the student
  • Emergency Medical Family Reunion Coverage – If the student is hospitalized for more than 4 consecutive days, we will provide coverage up to $5,000 for a family member to fly abroad. Coverage includes meals, lodging and airfare

CISI-BOLDUC's Supplemental Insurance offers coverage options for all these events and more. We strongly recommended at least Plan A for that extra peace of mind!

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